Nargula

Business funding that keeps up with your work.

Nargula provides revenue-based funding to small businesses, independent contractors and gig workers. Apply online, talk to a real person, and get a clear offer.

Start your application Call (516) 669-0449

How it works

Three steps from application to funding. You'll know the full cost before you sign anything.

  1. Apply

    Tell us about your business and how you get paid. We'll ask for recent business bank statements and a photo ID.

  2. Get reviewed

    A member of our team reviews your deposits and business history, not just your credit score, and calls you with an offer.

  3. Get funded

    Accept the offer and funds go to your business bank account. Payments are a set share of your revenue, so they follow your income.

Who we fund

If you run your own work and get paid into a business or personal account, we want to hear from you.

  • Rideshare and delivery drivers

    Cover repairs, insurance or a newer vehicle without waiting for payday.

  • Freelancers and contractors

    Smooth out the gap between finishing a job and getting paid for it.

  • Salons and personal services

    Buy supplies, add a chair or update equipment.

  • Shops and restaurants

    Stock up for a busy season or handle an unexpected expense.

Questions

Is this a loan?

No. Nargula purchases a portion of your future business receivables at a discount. You repay through a set percentage of your revenue, so payments adjust with how your business is doing.

What do I need to apply?

Basic information about you and your business, a government-issued photo ID, and your most recent business bank statements.

How much does it cost?

Every offer shows the total amount you'll repay and how payments work before you sign. There are no hidden fees.

How will you contact me?

By phone and email. If you opt in, we'll also send text messages about your application and account, such as status updates and payment reminders. Reply STOP at any time to stop texts. See our SMS Terms.

Start your application

Send us a few details and a member of our team will reach out to you directly.

Prefer to talk? Call (516) 669-0449

Or email victor@nargula.com

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